SWP Calculator

Simulate monthly withdrawals and understand how long your portfolio can last based on return assumptions.

Related tools: SIP Calculator and Retirement Planner.

Step 1 of 4

How much do you invest monthly?

Your regular monthly contribution

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Your simulation will appear here

Fill in the steps on the left and click Simulate to see your portfolio projection with smart insights.

SWP calculator FAQs

When will this SWP simulation say I run out of money?

The engine tracks your balance month by month and marks the depletion month when withdrawals fully consume the portfolio.

Does withdrawal start immediately?

No. Withdrawal starts right after accumulation ends, so you can model retirement-style sequencing.